96% of women entrepreneurs adopting digital business tools are from ‘Bharat’, says Tide data


Not Mumbai or Delhi; 82,797 women entrepreneurs on Tide are from Tier 2, 3, and 4 cities like Kota, Lucknow, Bareilly, Chhindwara, Latur, and Hathras – often termed the ‘Bharat’ of India.

  • 282% surge in the number of women members on the platform in the last one year.
  • Top business categories run by women – general stores, beauty salons, tailoring.
  • Gen Z and Millennials make up 78% of members on the platform.

New Delhi, 04 March 2025: Tide in India, the leading business financial platform for SMEs, has recorded a 282% surge in women members over the past year adopting digital business tools. Tide has more than 86,226 women members on its platform (sharply up from 22,584 in Feb 2024), of which 96% are from Tier 2, 3, 4, and beyond towns (termed as ‘Bharat’). These cities and towns are emerging as centers of growth for SMEs in India.

Women across India—especially from Tier 2 and 3 cities—are launching businesses that both fuel their ambition and make a significant contribution to India’s GDP. About 22 million small businesses in India are owned by women, making up around 20% of such businesses in the country. Digital tools are helping more owners, especially in smaller towns, grow their ventures, according to data from over 600,000 small businesses on the Tide platform.

Tide data shows that 30% of women entrepreneurs are from the smaller towns in Uttar Pradesh and Maharashtra, representing 16% and 14% respectively. This is followed by 11% from West Bengal, around 9% from Madhya Pradesh and Bihar each, and 5% from Odisha.

General stores, beauty salons, and tailoring businesses lead the way—together making up 31% of all digital enterprises on the platform.

Rise of Women Solopreneurs

The rise of women solopreneurs is remarkable. Women digital marketers, actors, teachers, bookstore owners, agricultural tool vendors, grocery store owners, and financial consultants make up over 61% of these ten key sectors.

Gurjodhpal Singh, CEO, Tide in India, says: “For decades, the entrepreneurship story in India was always about metros and family-run businesses. We are now witnessing a powerful shift in the entrepreneurial landscape of India, driven by ambition, digital access, and a growing support ecosystem. Many of these women are first-generation business owners who are breaking away from traditional legacies, proving that innovation and enterprise are no longer confined to big cities.”

Gurjodh adds: “These women are not just using digital tools – they are mastering them to build successful businesses, create jobs, and transform their communities. It’s inspiring to see that 96% of Tide’s women members are from smaller cities.”

Tide’s data shows women entrepreneurs from Gen X and Baby Boomers are embracing digital tools, making up to 22% of adopters. A befitting example is an 89-year-old entrepreneur (bookstore owner) who stands out as a testament to how digital adoption is transcending generations.

The rising number of women entrepreneurs in India highlights a significant shift in societal norms and the expanding opportunities for women in the financial ecosystem.

Out of Tide’s total member base, more than 14% are women. In line with its global Women in Business programme to support female entrepreneurs, Tide’s commitment includes policy awareness programmes, and partnerships with women-focused incubators such as WE Hub – Telangana’s state led incubator (India’s first and only state-led incubator), NEHHDC (North Eastern Handicrafts & Handlooms Development Corporation Limited) and Ubuntu Consortium (a Consortium of Women Entrepreneurs Associations) to bring more women under the formal economy through digitisation.

Tide is committed to bringing 500,000 women in India onto the platform by the end of 2027, as part of a global pledge to support women entrepreneurs.

About Tide

Founded in 2015 and launched in 2017, Tide is the leading business financial platform in the UK. Tide helps SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide has 650,000 SME members in the UK (11% market share) and 500,000 members in India. Tide launched in Germany in May 2024. Tide has also been recognised with the Great Place to Work certification two consecutive years in a row (2023-24 and 2024-25).

Tide employs more than 2,000 Tideans worldwide. Tide’s long-term ambition is to be the leading business financial platform globally.

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